/* Real Estate Ventures — site styles
 * Brand: navy + bronze on cream
 * Mobile-first, WCAG 2.1 AA target
 */

:root {
  --navy: #1a2a4a;
  --navy-deep: #0f1a30;
  --navy-soft: #2a3a5e;
  --bronze: #b89461;
  --bronze-deep: #9a7843;
  --bronze-light: #d4b689;
  --cream: #f8f4ed;
  --cream-light: #fbf8f2;
  --paper: #ffffff;
  --ink: #1a1a1a;
  --ink-soft: #4a4a4a;
  --ink-muted: #6b6b6b;
  --rule: #d9cfbe;
  --rule-soft: #ece5d6;
  --success: #2f6b3f;
  --warn: #8a5a1a;
  --danger: #8c2a2a;

  --font-serif: "Cormorant Garamond", "Times New Roman", Georgia, serif;
  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;

  --max-w: 1280px;
  --max-w-narrow: 920px;
  --gutter: clamp(1.25rem, 4vw, 2.5rem);
  --section-y: clamp(3.5rem, 8vw, 6.5rem);

  --shadow-1: 0 1px 2px rgba(15, 26, 48, 0.06), 0 4px 16px rgba(15, 26, 48, 0.06);
  --shadow-2: 0 4px 12px rgba(15, 26, 48, 0.08), 0 16px 40px rgba(15, 26, 48, 0.10);
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}
body {
  margin: 0;
  background: var(--cream-light);
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
html { overflow-x: hidden; }
img, svg, picture, video { max-width: 100%; height: auto; display: block; }

/* Skip link for screen readers / keyboard */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 0.75rem 1rem;
  z-index: 1000;
  text-decoration: none;
  font-weight: 600;
}
.skip-link:focus { left: 0; outline: 3px solid var(--bronze); }

:focus-visible {
  outline: 3px solid var(--bronze);
  outline-offset: 2px;
  border-radius: 2px;
}

/* Typography */
h1, h2, h3, h4 {
  font-family: var(--font-serif);
  color: var(--navy-deep);
  font-weight: 600;
  line-height: 1.15;
  letter-spacing: -0.005em;
  margin: 0 0 0.75em;
  text-wrap: balance;
}
h1 { font-size: clamp(2.25rem, 5.5vw, 3.75rem); font-weight: 600; }
h2 { font-size: clamp(1.6rem, 3vw, 2.15rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.45rem); }
h4 { font-size: 1.125rem; font-family: var(--font-sans); font-weight: 700; letter-spacing: 0.02em; text-transform: uppercase; color: var(--navy); }

p { margin: 0 0 1.1em; color: var(--ink-soft); }
p.lead { font-size: 1.18rem; color: var(--ink); line-height: 1.55; }
small, .small { font-size: 0.875rem; color: var(--ink-muted); }

a { color: var(--navy); text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 3px; transition: color 120ms ease; }
a:hover { color: var(--bronze-deep); }

ul, ol { padding-left: 1.25rem; margin: 0 0 1.25em; }
li { margin-bottom: 0.4em; color: var(--ink-soft); }
ul.bare, ol.bare { list-style: none; padding: 0; }

hr { border: 0; height: 1px; background: var(--rule); margin: 2.5rem 0; }

blockquote {
  border-left: 3px solid var(--bronze);
  padding: 0.5rem 0 0.5rem 1.25rem;
  margin: 1.5rem 0;
  font-family: var(--font-serif);
  font-size: 1.3rem;
  line-height: 1.4;
  color: var(--navy-deep);
  font-style: italic;
}
blockquote cite { display: block; font-size: 0.95rem; font-style: normal; font-family: var(--font-sans); color: var(--ink-muted); margin-top: 0.5rem; }

/* Layout */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}
.container--narrow { max-width: var(--max-w-narrow); }

section { padding-top: var(--section-y); padding-bottom: var(--section-y); }
.section-tight { padding-top: clamp(2rem, 5vw, 3.5rem); padding-bottom: clamp(2rem, 5vw, 3.5rem); }

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--bronze-deep);
  font-weight: 600;
  margin-bottom: 0.75rem;
}
.rule-mark { display: inline-block; width: 48px; height: 2px; background: var(--bronze); margin: 0 0 1.25rem; }

/* Header / Nav */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background:
    linear-gradient(to bottom, rgba(255,255,255,0.98), rgba(255,255,255,0.96)),
    radial-gradient(ellipse at top, rgba(184, 148, 97, 0.04) 0%, transparent 60%);
  background-color: var(--paper);
  backdrop-filter: saturate(150%) blur(8px);
  -webkit-backdrop-filter: saturate(150%) blur(8px);
  box-shadow: 0 12px 32px -20px rgba(15, 26, 48, 0.16);
}
.site-header::before {
  content: "";
  display: block;
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, var(--bronze) 30%, var(--bronze) 70%, transparent 100%);
  opacity: 0.45;
}
.site-header::after {
  content: "";
  display: block;
  height: 3px;
  background:
    linear-gradient(to bottom,
      var(--bronze) 0px, var(--bronze) 1px,
      transparent 1px, transparent 2px,
      var(--bronze-light) 2px, var(--bronze-light) 3px);
  opacity: 0.85;
}

/* Pre-header utility strip */
.utility-bar {
  background: var(--navy-deep);
  color: rgba(248, 244, 237, 0.85);
  font-size: 0.78rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(184, 148, 97, 0.18);
}
.utility-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.utility-bar__tag {
  color: var(--bronze-light);
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 0.92rem;
  letter-spacing: 0.04em;
  text-transform: none;
}
.utility-bar__links { display: flex; gap: 1.5rem; align-items: center; }
.utility-bar__links a {
  color: rgba(248, 244, 237, 0.85);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.utility-bar__links a:hover { color: var(--bronze-light); }
@media (max-width: 720px) {
  .utility-bar { font-size: 0.72rem; padding: 0.4rem 0; }
  .utility-bar__tag { display: none; }
  .utility-bar__inner { justify-content: center; }
}

.nav {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  padding-top: 1.1rem;
  padding-bottom: 1.1rem;
  gap: 2rem;
  position: relative;
  min-height: 110px;
}
.nav__brand {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  justify-self: center;
  position: relative;
  padding: 0.4rem 1.5rem;
  transition: transform 220ms cubic-bezier(.2,.7,.3,1);
}
.nav__brand::before, .nav__brand::after {
  content: "";
  position: absolute;
  top: 50%;
  width: 38px;
  height: 1px;
  background: linear-gradient(to var(--dir, right), transparent, var(--bronze) 60%);
  opacity: 0.7;
  transform: translateY(-50%);
}
.nav__brand::before { right: 100%; --dir: left; margin-right: -10px; }
.nav__brand::after  { left: 100%;  --dir: right; margin-left: -10px; }
.nav__brand img {
  height: 86px;
  width: 86px;
  object-fit: contain;
  transition: transform 280ms cubic-bezier(.2,.7,.3,1);
}
.nav__brand:hover { transform: translateY(-1px); }
.nav__brand:hover img { transform: scale(1.04); }
.nav__brand-text { display: none; }
.nav__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 0;
  align-items: center;
}
.nav__list--left { justify-self: end; justify-content: flex-end; }
.nav__list--right { justify-self: start; justify-content: flex-start; }
.nav__list li { position: relative; padding: 0 0.85rem; }
.nav__list li + li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 1px;
  height: 14px;
  background: var(--bronze);
  opacity: 0.45;
  transform: translateY(-50%);
}
.nav__list li.nav__cta { padding-right: 0; }
.nav__list li.nav__cta + li::before, .nav__list li.nav__cta::before { display: none; }
.nav__list a {
  font-size: 0.74rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--navy-deep);
  padding: 0.55rem 0;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  position: relative;
  display: inline-block;
  transition: color 180ms ease;
}
.nav__list a::after {
  content: "";
  position: absolute;
  bottom: -3px;
  left: 50%;
  width: 0;
  height: 2px;
  background: var(--bronze);
  transition: width 260ms cubic-bezier(.2,.7,.3,1), left 260ms cubic-bezier(.2,.7,.3,1);
}
.nav__list a:hover, .nav__list a[aria-current="page"] {
  color: var(--bronze-deep);
}
.nav__list a:hover::after, .nav__list a[aria-current="page"]::after {
  width: 100%;
  left: 0;
}
.nav__cta { margin-left: 0.5rem; padding-left: 0.75rem !important; padding-right: 0 !important; }
.nav__cta::before { display: none !important; }
.nav__cta a.btn {
  letter-spacing: 0.14em !important;
  font-size: 0.72rem !important;
  text-transform: uppercase;
  padding: 0.8rem 1.1rem !important;
  display: inline-flex !important;
  align-items: center;
  gap: 0.45rem;
  box-shadow: 0 4px 14px rgba(184, 148, 97, 0.32), inset 0 0 0 1px rgba(255,255,255,0.18);
  border-radius: 1px;
  background: linear-gradient(135deg, var(--bronze) 0%, var(--bronze-deep) 100%);
  color: #fff !important;
  font-weight: 700;
  white-space: nowrap;
}
.nav__cta a.btn:hover {
  background: linear-gradient(135deg, var(--bronze-deep) 0%, #6f5530 100%);
  color: #fff !important;
  box-shadow: 0 6px 18px rgba(184, 148, 97, 0.45);
}
.nav__cta a.btn::after {
  content: "→";
  font-size: 1.05rem;
  letter-spacing: 0;
  transition: transform 200ms cubic-bezier(.2,.7,.3,1);
  font-family: var(--font-sans);
}
.nav__cta a.btn:hover::after { transform: translateX(4px); }

/* Hide separator before first nav item */
.nav__list--left li:first-child::before { display: none; }
.nav__list--right li:first-child::before { display: none; }

.nav__toggle {
  background: none;
  border: 1px solid var(--rule);
  width: 44px;
  height: 44px;
  border-radius: 4px;
  display: none;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--navy);
  justify-self: start;
}
.nav__toggle:hover { background: var(--cream); }

.nav__phone {
  display: none;
  font-size: 0.88rem;
  color: var(--navy-deep);
  text-decoration: none;
  font-weight: 600;
  letter-spacing: 0.02em;
  justify-self: end;
}
.nav__phone:hover { color: var(--bronze-deep); }

@media (max-width: 1080px) {
  .nav { grid-template-columns: auto 1fr auto; min-height: 80px; padding-top: 0.65rem; padding-bottom: 0.65rem; }
  .nav__toggle { display: inline-flex; }
  .nav__list--left, .nav__list--right { display: none; }
  .nav__phone { display: inline-flex; align-items: center; }
  .nav__brand { justify-self: center; padding: 0; }
  .nav__brand::before, .nav__brand::after { display: none; }
  .nav__brand img { height: 60px; width: 60px; }
  .mobile-menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--paper);
    padding: 1rem var(--gutter) 1.5rem;
    border-bottom: 2px solid var(--bronze);
    box-shadow: var(--shadow-2);
    display: none;
    z-index: 99;
  }
  .mobile-menu[data-open="true"] { display: block; }
  .mobile-menu ul { list-style: none; padding: 0; margin: 0; }
  .mobile-menu li a {
    display: block;
    padding: 1rem 0.25rem;
    border-bottom: 1px solid var(--rule-soft);
    text-decoration: none;
    color: var(--navy-deep);
    font-weight: 600;
    text-transform: uppercase;
    font-size: 0.82rem;
    letter-spacing: 0.12em;
  }
  .mobile-menu li:last-child a { border-bottom: 0; }
  .mobile-menu .btn { display: block; margin-top: 1.25rem; text-align: center; }
}
@media (min-width: 1081px) {
  .mobile-menu { display: none !important; }
  .nav__toggle { display: none; }
  .nav__phone { display: none; }
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 0.85rem 1.5rem;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  text-decoration: none;
  border: 1px solid transparent;
  border-radius: 2px;
  cursor: pointer;
  transition: background-color 150ms ease, color 150ms ease, border-color 150ms ease, transform 80ms ease;
  text-align: center;
  line-height: 1.2;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--navy); color: #fff; }
.btn--primary:hover { background: var(--navy-deep); color: #fff; }
.btn--bronze { background: var(--bronze); color: var(--navy-deep); }
.btn--bronze:hover { background: var(--bronze-deep); color: #fff; }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn--ghost:hover { background: var(--navy); color: #fff; }
.btn--ghost-light { background: transparent; color: var(--cream); border-color: var(--cream); }
.btn--ghost-light:hover { background: var(--cream); color: var(--navy-deep); }
.btn--lg { padding: 1.05rem 1.85rem; font-size: 1rem; }

/* Hero */
.hero {
  background-color: var(--navy-deep);
  color: var(--cream);
  padding-top: clamp(5rem, 12vw, 8.5rem);
  padding-bottom: clamp(5rem, 12vw, 8.5rem);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
/* Photo background layer */
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("/images/hero-bg.jpg");
  background-size: cover;
  background-position: center 35%;
  z-index: -2;
  transform: scale(1.04);
  filter: saturate(85%) contrast(105%);
}
/* Color overlay for legibility & brand tone */
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(110deg,
      rgba(15, 26, 48, 0.93) 0%,
      rgba(15, 26, 48, 0.82) 35%,
      rgba(15, 26, 48, 0.55) 70%,
      rgba(15, 26, 48, 0.35) 100%),
    radial-gradient(ellipse at 80% 30%, rgba(184, 148, 97, 0.18) 0%, transparent 50%);
  z-index: -1;
}
.hero > .container { position: relative; z-index: 1; }

/* Decorative bronze L-corners, layered above the photo */
.hero__corner {
  position: absolute;
  width: clamp(100px, 14vw, 200px);
  height: clamp(100px, 14vw, 200px);
  border: 1px solid rgba(212, 182, 137, 0.4);
  pointer-events: none;
  z-index: 0;
}
.hero__corner--tr { top: 1.5rem; right: 1.5rem; border-bottom: 0; border-left: 0; }
.hero__corner--bl { bottom: 1.5rem; left: 1.5rem; border-top: 0; border-right: 0; }

.hero h1 {
  color: #fff;
  max-width: 18ch;
  font-weight: 600;
  text-shadow: 0 2px 24px rgba(0, 0, 0, 0.35);
}
.hero h1 em { font-style: italic; color: var(--bronze-light); font-weight: 500; }
.hero .lead {
  color: rgba(248, 244, 237, 0.92);
  max-width: 56ch;
  font-size: clamp(1.05rem, 1.6vw, 1.25rem);
  text-shadow: 0 1px 12px rgba(0, 0, 0, 0.35);
}
.hero .eyebrow { color: var(--bronze-light); text-shadow: 0 1px 8px rgba(0, 0, 0, 0.4); }
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.85rem; margin-top: 2rem; }

/* Inner-page hero: same photo, just a touch shorter */
.hero--inner {
  padding-top: clamp(3.5rem, 8vw, 5.5rem);
  padding-bottom: clamp(3.5rem, 8vw, 5.5rem);
}
.hero--inner h1 { max-width: 24ch; }
.hero--inner::before { background-position: center 50%; }

/* Breadcrumbs */
.crumbs {
  font-size: 0.85rem;
  color: rgba(248, 244, 237, 0.75);
  margin-bottom: 1rem;
}
.crumbs ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 0.4rem; }
.crumbs li { color: inherit; margin: 0; }
.crumbs li + li::before { content: "/"; margin-right: 0.4rem; color: var(--bronze-light); }
.crumbs a { color: var(--bronze-light); text-decoration: none; }
.crumbs a:hover { text-decoration: underline; }
.crumbs [aria-current="page"] { color: var(--cream); }

/* Generic Grids */
.grid { display: grid; gap: clamp(1.25rem, 3vw, 2rem); }
.grid--2 { grid-template-columns: 1fr; }
.grid--3 { grid-template-columns: 1fr; }
.grid--4 { grid-template-columns: 1fr; }
@media (min-width: 700px) {
  .grid--2 { grid-template-columns: repeat(2, 1fr); }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .grid--4 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 980px) {
  .grid--3 { grid-template-columns: repeat(3, 1fr); }
  .grid--4 { grid-template-columns: repeat(4, 1fr); }
}
.grid--side {
  grid-template-columns: 1fr;
}
@media (min-width: 880px) {
  .grid--side { grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); align-items: start; gap: clamp(2rem, 4vw, 3.5rem); }
}

/* Cards */
.card {
  background: var(--paper);
  border: 1px solid var(--rule-soft);
  padding: 1.75rem;
  border-radius: 3px;
  transition: border-color 150ms ease, transform 150ms ease;
}
.card h3 { margin-top: 0; }
.card p:last-child { margin-bottom: 0; }
.card--feature { border-top: 3px solid var(--bronze); }
.card--quiet { background: var(--cream); border-color: var(--rule-soft); }
.card a.more { font-weight: 600; text-decoration: none; color: var(--navy); border-bottom: 2px solid var(--bronze); padding-bottom: 2px; }
.card a.more:hover { color: var(--bronze-deep); }

/* Stats / KPI band */
.kpi-band {
  background: var(--navy);
  color: var(--cream);
}
.kpi-band .grid { gap: 2rem; }
.kpi {
  text-align: center;
  padding: 1rem 0.5rem;
  border-left: 1px solid rgba(216, 182, 137, 0.18);
}
.kpi:first-child { border-left: 0; }
@media (max-width: 700px) {
  .kpi { border-left: 0; border-top: 1px solid rgba(216, 182, 137, 0.18); }
  .kpi:first-child { border-top: 0; }
}
.kpi__num {
  font-family: var(--font-serif);
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  font-weight: 600;
  color: var(--bronze-light);
  line-height: 1;
  display: block;
  margin-bottom: 0.4rem;
}
.kpi__label { font-size: 0.92rem; color: rgba(248, 244, 237, 0.85); letter-spacing: 0.05em; text-transform: uppercase; }

/* Comparison table */
.compare {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5rem 0 2rem;
  background: var(--paper);
  border: 1px solid var(--rule-soft);
  font-size: 0.96rem;
}
.compare caption { caption-side: top; text-align: left; font-weight: 600; color: var(--navy-deep); padding: 0 0 0.6rem; font-size: 1rem; }
.compare th, .compare td { padding: 0.85rem 1rem; text-align: left; vertical-align: top; border-bottom: 1px solid var(--rule-soft); }
.compare thead th { background: var(--navy); color: var(--cream); font-weight: 600; letter-spacing: 0.02em; }
.compare tbody th { background: var(--cream); color: var(--navy-deep); font-weight: 600; width: 32%; }
.compare tr:last-child th, .compare tr:last-child td { border-bottom: 0; }
.compare td .check { color: var(--success); font-weight: 700; }
.compare td .x { color: var(--danger); font-weight: 700; }

/* Callout */
.callout {
  background: var(--cream);
  border-left: 4px solid var(--bronze);
  padding: 1.25rem 1.5rem;
  margin: 1.75rem 0;
  border-radius: 0 3px 3px 0;
}
.callout h4 { margin-top: 0; color: var(--bronze-deep); margin-bottom: 0.5rem; }
.callout p:last-child { margin-bottom: 0; }
.callout--warn { background: #fbf3e6; border-left-color: var(--warn); }
.callout--warn h4 { color: var(--warn); }

/* Decision matrix */
.matrix {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin: 1.5rem 0;
}
@media (min-width: 720px) {
  .matrix { grid-template-columns: repeat(2, 1fr); }
}
.matrix__row {
  background: var(--paper);
  border: 1px solid var(--rule-soft);
  padding: 1.1rem 1.25rem;
  border-radius: 3px;
}
.matrix__row strong { color: var(--navy-deep); display: block; margin-bottom: 0.3rem; font-family: var(--font-serif); font-size: 1.15rem; font-weight: 600; }

/* Process steps */
.steps { counter-reset: step; padding: 0; list-style: none; margin: 1.5rem 0; }
.steps li {
  counter-increment: step;
  position: relative;
  padding: 0 0 1.5rem 4rem;
  margin: 0;
  border-left: 1px solid var(--rule);
  margin-left: 1.5rem;
  padding-top: 0.25rem;
}
.steps li:last-child { border-left-color: transparent; padding-bottom: 0; }
.steps li::before {
  content: counter(step);
  position: absolute;
  left: -1.5rem;
  top: 0;
  width: 3rem;
  height: 3rem;
  background: var(--bronze);
  color: var(--navy-deep);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.3rem;
  border: 3px solid var(--cream-light);
}
.steps h3 { margin: 0 0 0.4rem; font-size: 1.25rem; }
.steps p { margin: 0; }

/* FAQ accordion */
.faq { margin: 2rem 0; }
.faq details {
  border: 1px solid var(--rule-soft);
  background: var(--paper);
  border-radius: 3px;
  margin-bottom: 0.75rem;
  overflow: hidden;
}
.faq details[open] { border-color: var(--bronze); }
.faq summary {
  list-style: none;
  cursor: pointer;
  padding: 1.1rem 1.25rem;
  font-weight: 600;
  color: var(--navy-deep);
  font-size: 1.05rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  font-family: var(--font-serif);
  font-size: 1.6rem;
  color: var(--bronze-deep);
  line-height: 1;
  flex-shrink: 0;
  transition: transform 150ms ease;
}
.faq details[open] summary::after { content: "−"; }
.faq summary:hover { color: var(--bronze-deep); }
.faq__body { padding: 0 1.25rem 1.25rem; color: var(--ink-soft); }
.faq__body p:last-child { margin-bottom: 0; }

/* Forms */
.form { background: var(--paper); border: 1px solid var(--rule-soft); padding: clamp(1.5rem, 3vw, 2.5rem); border-radius: 3px; }
.form__row { display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-bottom: 1.25rem; }
@media (min-width: 700px) {
  .form__row--two { grid-template-columns: 1fr 1fr; }
}
.field { display: flex; flex-direction: column; }
.field label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-deep);
  margin-bottom: 0.4rem;
  letter-spacing: 0.02em;
}
.field label .req { color: var(--danger); margin-left: 0.15rem; }
.field input,
.field select,
.field textarea {
  font-family: var(--font-sans);
  font-size: 1rem;
  padding: 0.75rem 0.9rem;
  border: 1px solid var(--rule);
  background: var(--cream-light);
  color: var(--ink);
  border-radius: 2px;
  transition: border-color 120ms ease, background-color 120ms ease;
  width: 100%;
}
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--bronze);
  background: #fff;
  outline: 3px solid rgba(184, 148, 97, 0.25);
  outline-offset: 0;
}
.field .help { font-size: 0.85rem; color: var(--ink-muted); margin-top: 0.4rem; }
.field--check { flex-direction: row; align-items: flex-start; gap: 0.6rem; }
.field--check input { width: auto; margin-top: 0.25rem; flex-shrink: 0; }
.field--check label { margin-bottom: 0; font-weight: 400; color: var(--ink-soft); font-size: 0.92rem; line-height: 1.5; }
.field--invalid input,
.field--invalid select,
.field--invalid textarea { border-color: var(--danger); background: #fdf3f3; }
.field__error { color: var(--danger); font-size: 0.85rem; margin-top: 0.35rem; display: none; }
.field--invalid .field__error { display: block; }
.form__notice { padding: 1rem 1.25rem; border-radius: 2px; margin-bottom: 1.25rem; font-size: 0.95rem; }
.form__notice--success { background: #e7f1e9; color: var(--success); border: 1px solid #c5dfca; }
.form__notice--error { background: #fbe9e9; color: var(--danger); border: 1px solid #f0c5c5; }
.form__legal { font-size: 0.82rem; color: var(--ink-muted); margin-top: 1rem; }

/* CTA band */
.cta-band {
  background: var(--navy);
  color: var(--cream);
  text-align: center;
}
.cta-band h2 { color: #fff; max-width: 24ch; margin-left: auto; margin-right: auto; }
.cta-band p { color: rgba(248, 244, 237, 0.85); max-width: 56ch; margin-left: auto; margin-right: auto; }
.cta-band .hero__actions { justify-content: center; }

/* Footer */
.site-footer {
  background: var(--navy-deep);
  color: rgba(248, 244, 237, 0.78);
  padding: clamp(3rem, 6vw, 4.5rem) 0 1.5rem;
  font-size: 0.94rem;
}
.site-footer a { color: var(--cream); text-decoration: none; }
.site-footer a:hover { color: var(--bronze-light); text-decoration: underline; }
.site-footer h4 { color: var(--bronze-light); margin: 0 0 1rem; font-size: 0.85rem; letter-spacing: 0.12em; }
.site-footer .grid { gap: 2.5rem; }
.footer__brand img {
  height: 80px;
  width: auto;
  margin-bottom: 1.25rem;
  background: var(--cream);
  padding: 0.85rem 1.1rem;
  border-radius: 2px;
  display: inline-block;
  border: 1px solid rgba(184, 148, 97, 0.25);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.18);
}
.footer__brand p { color: rgba(248, 244, 237, 0.7); font-size: 0.9rem; margin-bottom: 0.5rem; }
.footer__nav ul { list-style: none; padding: 0; margin: 0; }
.footer__nav li { margin-bottom: 0.55rem; }
.footer__legal {
  border-top: 1px solid rgba(216, 182, 137, 0.16);
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: space-between;
  align-items: center;
  font-size: 0.82rem;
  color: rgba(248, 244, 237, 0.55);
}
.footer__legal nav ul { display: flex; flex-wrap: wrap; list-style: none; gap: 1.25rem; padding: 0; margin: 0; }
.footer__disclaimer {
  background: rgba(15, 26, 48, 0.5);
  border-top: 1px solid rgba(216, 182, 137, 0.18);
  padding: 1.25rem 0;
  font-size: 0.8rem;
  color: rgba(248, 244, 237, 0.55);
  line-height: 1.55;
}
.footer__disclaimer p { color: inherit; margin: 0 0 0.5rem; }
.footer__disclaimer p:last-child { margin-bottom: 0; }

/* Article body for content-heavy pages */
.prose { max-width: 72ch; }
.prose h2 { margin-top: 2.25rem; }
.prose h3 { margin-top: 1.75rem; }
.prose ul li, .prose ol li { margin-bottom: 0.5rem; }
.prose figure { margin: 1.5rem 0; }
.prose figcaption { font-size: 0.88rem; color: var(--ink-muted); text-align: center; margin-top: 0.5rem; }

/* Author / E-E-A-T bio */
.author {
  display: grid;
  grid-template-columns: 88px 1fr;
  gap: 1.25rem;
  align-items: center;
  background: var(--cream);
  border-left: 3px solid var(--bronze);
  padding: 1.25rem 1.5rem;
  border-radius: 0 3px 3px 0;
  margin-top: 2rem;
}
.author__avatar {
  width: 88px;
  height: 88px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 600;
}
.author__name { font-weight: 700; color: var(--navy-deep); margin: 0 0 0.2rem; font-family: var(--font-serif); font-size: 1.15rem; }
.author__role { font-size: 0.85rem; color: var(--ink-muted); margin: 0 0 0.5rem; letter-spacing: 0.04em; text-transform: uppercase; }
.author p { margin: 0; font-size: 0.93rem; }

/* Page intro band (used on inner pages without dark hero) */
.page-intro {
  background: var(--cream);
  border-bottom: 1px solid var(--rule-soft);
  padding-top: clamp(2.5rem, 6vw, 4rem);
  padding-bottom: clamp(2rem, 4vw, 3rem);
}
.page-intro h1 { margin-bottom: 0.5rem; }

/* Section variants */
.section--paper { background: var(--paper); }
.section--cream { background: var(--cream); }
.section--navy { background: var(--navy); color: var(--cream); }
.section--navy h2, .section--navy h3 { color: #fff; }
.section--navy p { color: rgba(248, 244, 237, 0.85); }

/* Header section heading */
.section-head { text-align: center; max-width: 56ch; margin: 0 auto clamp(2rem, 4vw, 3rem); }
.section-head .rule-mark { margin-left: auto; margin-right: auto; display: block; }

/* Trust strip */
.trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.25rem, 3vw, 2.5rem);
  align-items: center;
  justify-content: center;
  padding: 1.5rem 0;
  color: var(--ink-muted);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-top: 1px solid var(--rule-soft);
  border-bottom: 1px solid var(--rule-soft);
}
.trust-strip span { display: inline-flex; align-items: center; gap: 0.4rem; }

/* Definition / glossary list */
.dl-grid dt { font-weight: 700; color: var(--navy-deep); margin-top: 1rem; }
.dl-grid dd { margin: 0.25rem 0 0; color: var(--ink-soft); }

/* Utility */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.mt-2 { margin-top: 2rem; }
.mb-2 { margin-bottom: 2rem; }
.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

/* Yield Estimator */
.estimator {
  background: var(--paper);
  border: 1px solid var(--rule-soft);
  border-top: 3px solid var(--bronze);
  padding: clamp(1.5rem, 3vw, 2.25rem);
  border-radius: 3px;
}
.estimator__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  align-items: start;
}
@media (min-width: 720px) {
  .estimator__grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}
.estimator__inputs .field { margin-bottom: 1.1rem; }
.estimator__output {
  background: var(--cream);
  border-radius: 3px;
  padding: 1.5rem;
  text-align: center;
  border: 1px solid var(--rule-soft);
}
.estimator__output .estimator__label { font-size: 0.78rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-muted); margin-bottom: 0.4rem; }
.estimator__output .estimator__value {
  font-family: var(--font-serif);
  font-size: clamp(2.4rem, 5vw, 3.2rem);
  font-weight: 600;
  color: var(--navy-deep);
  line-height: 1.05;
  margin-bottom: 0.25rem;
}
.estimator__output .estimator__bronze { color: var(--bronze-deep); }
.estimator__breakdown { text-align: left; margin-top: 1.25rem; padding-top: 1.25rem; border-top: 1px dashed var(--rule); font-size: 0.92rem; }
.estimator__breakdown dt { display: inline-block; color: var(--ink-muted); width: 60%; }
.estimator__breakdown dd { display: inline-block; margin: 0; width: 38%; text-align: right; font-weight: 600; color: var(--navy-deep); font-variant-numeric: tabular-nums; }
.estimator__note { font-size: 0.82rem; color: var(--ink-muted); margin-top: 1rem; }

/* Document grid */
.doc-grid { display: grid; gap: 1.25rem; grid-template-columns: 1fr; }
@media (min-width: 700px) { .doc-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 980px) { .doc-grid { grid-template-columns: repeat(3, 1fr); } }
.doc {
  background: var(--cream);
  border: 1px solid var(--rule-soft);
  padding: 1.5rem;
  border-radius: 3px;
  text-align: left;
}
.doc__icon {
  width: 40px; height: 40px;
  background: var(--navy);
  color: var(--bronze-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1rem;
  font-family: var(--font-serif);
  font-weight: 700;
}
.doc h3 { font-size: 1.1rem; margin: 0 0 0.4rem; }
.doc p { font-size: 0.92rem; margin-bottom: 0.75rem; }
.doc a { font-size: 0.88rem; font-weight: 600; text-decoration: none; color: var(--navy-deep); border-bottom: 2px solid var(--bronze); padding-bottom: 2px; }
.doc a:hover { color: var(--bronze-deep); }

/* Print */
@media print {
  .site-header, .site-footer, .nav__toggle, .hero__actions, .cta-band { display: none !important; }
  body { background: #fff; color: #000; }
  a { color: #000; text-decoration: underline; }
}