We place investor capital into short-duration notes secured by real property — first or second position on land, lots, and improved sites. Most notes return capital within five to seven months.
Most retail "real estate investing" channels expose capital to vacancy, repair surprises, or pooled-fund opacity. We work the lending side: each dollar is tied to a specific note, a specific parcel, and a recorded lien position. The borrower carries the operational risk — you hold the paper.
Every note in the portfolio is secured by a specific tract of real estate — raw land, entitled lots, or improved property. Loan-to-value caps and recorded deeds of trust mean recovery does not depend on the borrower’s solvency.
Read the underwriting standardsNotes are written in 5- to 12-month terms — not 5- to 10-year holds. You see capital recycled multiple times per year, with each cycle producing a new return event rather than waiting on a single liquidity exit.
Walk through the processWhether you are placing $25,000 from a self-directed IRA or layering positions across a six-figure mandate, the intake process is the same: profile, suitability, allocation, and execution. No platform, no waitlist drip.
Opportunities by capital sizeThe two retail defaults — rental property and crowdfunded REITs — both work. They also both saddle the investor with operational drag, illiquidity, and limited visibility into the underlying paper. Here is the side-by-side we walk every new investor through.
| Attribute | ReV Real Estate Notes | Direct Rental Property | Crowdfunded REIT |
|---|---|---|---|
| Capital tied to a specific asset | Yes | Yes | No (pooled) |
| Typical hold period | 5–12 months | 5+ years | 3–7 years |
| Operational responsibility | None | Owner | None |
| Recorded lien in your favor | Yes | N/A | No |
| Liquidity event frequency | 2–3 per year | Single exit | Quarterly redemptions (capped) |
The most common question we get from first-time note investors is whether the borrower’s creditworthiness is the variable that matters. It is not. Loan-to-value at origination, lien position, and the resale fundamentals of the underlying parcel are what determine recovery if the loan ever has to be enforced. We underwrite to the asset, not the borrower.
Short-term capital to operators acquiring or stabilizing property. ReV originates and services the note; investors fund the position. Returns paid monthly or at maturity depending on note structure.
First-position lending against entitled or pre-entitled land. Loan-to-value typically capped well below comparable sale value. Common deployment for investors who want hard collateral without construction risk.
Higher-yield positions behind a senior lender. We use these selectively, with conservative combined LTV and a documented exit plan inside the note term. Reserved for investors with appropriate risk tolerance.
Adjust capital, target yield, and term length to see what a single ReV note would produce. Calculations use simple interest because most positions pay monthly — not compounded internally.
Most investors start between $25,000 and $100,000 per position.
Range reflects typical ReV note pricing. Final pricing varies by lien position and asset.
Most notes mature in 5 to 12 months.
Illustrative projection. Not a quote, not an offer, and not a guarantee of future performance.
Submit the intake form. We confirm suitability, accreditation status if applicable, and capital timing. No obligation, no platform login.
We walk you through the active note pipeline, lien positions, and asset-level diligence packets. You select the position(s) you want to fund.
Funds are sent to the closing escrow. The deed of trust is recorded in your name (or your entity’s name) at the county. You receive the recorded instrument and the executed promissory note.
ReV services the note end-to-end — payment collection, insurance and tax monitoring, payoff demand, lien release. Capital is returned at maturity or refinanced into a new position at your discretion.
Default triggers the foreclosure or trustee-sale process specified in the recorded deed of trust. Because notes are originated with conservative loan-to-value, recovery from the underlying asset typically returns principal and accrued interest. ReV manages the legal process at no additional cost to investors holding the note.
Note: requirements vary by structure and by the state in which the asset is located. Some positions are open to non-accredited investors under state-specific exemptions for direct lending; others are reserved for accredited individuals. We confirm eligibility during intake before showing you any specific opportunity.
Most notes pay interest monthly, with principal returned at maturity. A subset of notes are structured as accrued-interest balloons, where the full return is paid at payoff. The structure is disclosed up front for every position.
Yes. A meaningful share of investor capital arrives via self-directed IRAs and single-member LLCs. The recorded deed of trust names the entity as beneficiary, which keeps the position inside the tax-advantaged structure.
The intake form takes about three minutes. You will hear back within one business day with a brief suitability call and a current opportunity packet.