From intake to recorded lien in seven steps.

The seven-step ReV process

Every investor we work with goes through the same sequence, regardless of capital size or note structure. The discipline is in the consistency.

1. Investor Intake

   Submit the intake form. Three minutes. We capture the structural basics — capital range, timing, source of funds, state of residence — and confirm we have an active pipeline that fits.

2. Suitability Conversation

   A scheduled call with a senior team member, not a sales rep. We walk through accreditation status (where applicable), source-of-funds confirmation, target allocation strategy, and any prior real estate exposure that would inform diversification. Allow 30 minutes.

3. Pipeline Review

   We share the active deal pipeline with asset-level transparency. Each position carries a one-page summary covering parcel description, lien position, LTV, borrower background, term, rate, and documented exit. You ask whatever questions matter.

4. Diligence Packet

   Once you indicate interest in a specific position, we send the diligence packet: title commitment with exception schedule, current valuation evidence, draft promissory note, draft deed of trust, hazard insurance summary. You review with whatever counsel or advisor you use.

5. Funding & Recording

   You wire funds to the closing escrow. The deed of trust is recorded at the county recorder with you (or your entity) named as beneficiary. The promissory note is executed in your favor. You receive the recorded instrument and the executed note within five business days of recording.

6. Active Servicing

   ReV services the loan end-to-end. Monthly payment collection. Insurance lapse monitoring. Property tax payment confirmation. Year-end 1098 reporting. If the borrower misses a payment, we manage cure or default in line with the recorded instrument — you do not run that process yourself.

7. Payoff or Refinance

   At maturity, the borrower pays off the note and your principal returns. ReV manages the payoff demand, collects funds, records the lien release, and remits proceeds. If you want to recycle the capital into a new position, we coordinate the timing.

What you receive at each milestone

Document and event milestones across the process

Step	Document or Event	Held By
Intake	Confirmation email + suitability schedule link	Investor
Pipeline review	Position summary sheets	Investor
Diligence	Title commitment, valuation, draft loan docs	Investor
Funding	Wire instructions to escrow	Investor + escrow
Recording	Recorded deed of trust + lender’s title policy	Investor (working copy with ReV)
Servicing	Monthly statement + tax / insurance confirmations	Investor
Payoff	Payoff statement + recorded lien release	Investor

Timing expectations

The total time from first intake submission to recorded lien depends on which deal in the pipeline you select. Some positions are mid-cycle and ready to fund within five business days; others are still in pre-funding underwriting and may take two to three weeks. We will tell you up front which is which.

A representative timeline for a position that is ready to fund:

• Day 0 — Intake submitted
• Day 1 — Initial response, suitability call scheduled
• Day 2–3 — Suitability conversation, pipeline shared
• Day 4–6 — Diligence packet reviewed, position selected
• Day 7–10 — Wire to escrow, recording completed
• Day 11–14 — Recorded instrument delivered to investor
• Day 30–45 — First interest payment received (depending on cycle)

What ReV does that the investor does not have to do

The structural advantage of working through ReV rather than originating notes individually is that we absorb the operational drag. Specifically:

• Borrower sourcing, vetting, and underwriting
• Title commitment ordering and exception review
• Loan document drafting and execution coordination
• Closing escrow setup and wire reconciliation
• Lien recording and post-recording confirmation
• Hazard insurance binder collection and lender naming
• Monthly payment processing and 1098 reporting
• Property tax payment monitoring
• Borrower communication and modification negotiation
• Default management, cure correspondence, foreclosure coordination if needed
• Payoff demand calculation and lien release recording

The investor decides which positions to fund. ReV runs everything else.

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