Frequently asked questions about ReV-managed real estate notes.

Most positions accept $25,000 minimum per note. The figure exists because the legal cost of recording, title work, and servicing makes positions below that uneconomic relative to the interest earned. Larger investors typically fund $50,000 to $250,000 per position, with diversified investors spreading capital across multiple positions to manage single-asset risk.

It depends on the structure of the specific note and the state in which the asset is located. Direct-lending positions where the investor is the named lender on a recorded instrument are often available to non-accredited investors under intrastate exemptions; pooled or aggregated structures are typically reserved for accredited individuals. We confirm eligibility during intake before showing any specific opportunity, so you will not waste time on positions you cannot fund.

From intake submission to recorded lien typically runs 7 to 14 business days, depending on which position you select and how quickly the diligence review is completed. Some positions are mid-cycle and ready to fund within five business days; others are still in pre-funding underwriting and may take two to three weeks. We tell you up front which is which.

Yes. A meaningful share of investor capital arrives through self-directed IRAs at custodians like Equity Trust, Quest, or Madison Trust. LLCs (single-member, multi-member, family) and revocable or irrevocable trusts are also common funding entities. Whichever entity wires funds to escrow becomes the named lender on the recorded deed of trust, which keeps the position inside the chosen structure.

Default triggers the foreclosure or trustee-sale process specified in the recorded deed of trust. The exact mechanics depend on whether the asset is in a judicial-foreclosure or non-judicial state. Because every note is originated with conservative loan-to-value and a defensible exit, recovery from the underlying asset typically returns principal and accrued interest. ReV manages the legal process at no additional cost to investors holding the note.

It varies by collateral type. First-position notes against improved property typically cap at 65% LTV. First-position notes against land cap lower — usually 50% to 60% — because resale velocity on raw land is more variable. Combined LTV on second-position bridge positions stays well inside total asset value with the senior lender’s position fully understood and disclosed.

Direct lending positions where the investor is the named lender on a recorded deed of trust are typically not classified as securities under the SEC’s Howey or Reves tests, because the investor is not relying on the efforts of others for return on a passive equity interest. Some structures — pooled fractional interests, aggregated participation interests — may be securities subject to state and federal exemptions. We confirm classification for each opportunity before it is presented to investors.

No. These are private investments, not deposit accounts. They are not FDIC-insured, not SIPC-protected, not guaranteed by any federal or state agency. The structural protections are the recorded lien, conservative LTV, borrower equity ahead of investor capital, hazard insurance on the property, and ReV’s underwriting discipline. Read the full disclosures before investing.

Most notes pay interest monthly with principal returned at maturity. A subset are structured as accrued-interest balloons where the full return is paid at payoff. The structure is disclosed in the position summary before you fund. Monthly payments arrive via ACH or wire to the funding entity.

The borrower pays off the note. ReV manages the payoff demand calculation, collects the funds, records the lien release, and remits proceeds to the investor. If you want to recycle the capital into a new position, we coordinate the timing so funds do not sit idle.

The executed promissory note in your name (or your entity’s name), the recorded deed of trust from the county, the title commitment with the exception schedule, the lender’s title insurance policy, the hazard insurance certificate naming the lender as additional insured, and a one-page loan summary with maturity date and payment schedule. You hold this document set the entire time the note is outstanding.

Interest income is reported on Form 1098 mortgage interest statements and reflected in your year-end tax documents. If you fund through a self-directed IRA, the income remains inside the tax-advantaged wrapper and is not reportable on personal returns. Talk to your tax advisor about your specific situation; ReV does not provide tax advice.

ReV is a privately held lending and servicing firm focused exclusively on collateralized real estate notes. We originate, structure, service, and manage payoff for every note that enters the investor pipeline. We do not run pooled funds, do not sell securities, and do not originate consumer mortgages.

The economic model is straightforward: ReV earns origination and servicing fees on each note, paid by the borrower as part of the loan structure. We do not charge investors a separate management fee on top of the originated rate. The yield you see in the position summary is the yield you receive.

Real Estate Ventures, LLC operates nationally with deal flow concentrated in markets where our underwriting team has local-comparable knowledge. Specific asset locations are disclosed for each individual position.