We place investor capital into short-duration notes secured by real property — first or second position on land, lots, and improved sites. Most notes return capital within five to seven months.
Most retail "real estate investing" channels expose capital to vacancy, repair surprises, or fund-level opacity. The ReV credit fund works the lending side: every dollar is deployed against a recorded first or second-position lien on a specific parcel. Borrowers carry the operational risk — the fund holds the paper, and investors hold a Limited Member interest in the fund.
Every note in the portfolio is secured by a specific tract of real estate — raw land, entitled lots, or improved property. Loan-to-value caps and recorded deeds of trust mean recovery does not depend on the borrower’s solvency.
Read the underwriting standardsNotes are written in 5- to 12-month terms — not 5- to 10-year holds. You see capital recycled multiple times per year, with each cycle producing a new return event rather than waiting on a single liquidity exit.
Walk through the processWhether you are subscribing $50,000 through a self-directed IRA or layering a six-figure mandate across the fund and direct positions, the intake process is the same: profile, suitability, fund overview, subscription. No platform, no waitlist drip.
Opportunities by capital sizeThe two retail defaults — rental property and crowdfunded REITs — both work. They also both saddle the investor with operational drag, illiquidity, and limited visibility into the underlying paper. Here is the side-by-side we walk every new investor through.
| Attribute | ReV Real Estate Notes | Direct Rental Property | Crowdfunded REIT |
|---|---|---|---|
| Capital tied to a specific asset | Yes | Yes | No (pooled) |
| Typical hold period | 5–12 months | 5+ years | 3–7 years |
| Operational responsibility | None | Owner | None |
| Recorded lien held by the fund | Yes | N/A | No |
| Liquidity event frequency | 2–3 per year | Single exit | Quarterly redemptions (capped) |
The most common question we get from first-time note investors is whether the borrower’s creditworthiness is the variable that matters. It is not. Loan-to-value at origination, lien position, and the resale fundamentals of the underlying parcel are what determine recovery if the loan ever has to be enforced. We underwrite to the asset, not the borrower.
Short-term capital to operators acquiring or stabilizing property. ReV originates and services the note; investors subscribe to the fund. Returns paid monthly or at maturity depending on note structure.
First-position lending against entitled or pre-entitled land. Loan-to-value typically capped well below comparable sale value. Common deployment for investors who want hard collateral without construction risk.
Higher-yield positions behind a senior lender. We use these selectively, with conservative combined LTV and a documented exit plan inside the note term. Reserved for investors with appropriate risk tolerance.
Adjust capital, target yield, and term length to see what a single ReV note would produce. Calculations use simple interest because most positions pay monthly — not compounded internally.
Most investors start between $25,000 and $100,000 per position.
Range reflects typical ReV note pricing. Final pricing varies by lien position and asset.
Most notes mature in 5 to 12 months.
Illustrative projection. Not a quote, not an offer, and not a guarantee of future performance.
Submit the intake form. We confirm suitability, sophistication, and capital timing. No platform login. The intake also begins the substantive pre-existing relationship required under Reg D 506(b).
A 30-minute call with a senior team member. We walk through the fund’s investment strategy, current loan book composition, target return, and lien-position discipline.
Review the PPM, Operating Agreement, and Subscription Agreement. Execute and wire committed capital. You become a Limited Member as of the next monthly subscription date. The fund deploys capital into recorded notes — the fund holds the deed of trust on each property.
The fund services every note end-to-end — payment collection, insurance and tax monitoring, default management. You receive quarterly investor statements and an annual Schedule K-1 by approximately March 15. Distributions can be taken in cash or compounded back into the fund.
Because the fund holds the recorded deed of trust on every loan, the fund initiates the foreclosure or trustee-sale process specified in the recorded instrument. Conservative LTV at origination means recovery from the underlying asset typically returns principal and accrued interest to the fund. Investors do not run the legal process — ReV manages it inside the fund.
Not necessarily. The fund is offered under Rule 506(b) of Regulation D, which permits up to 35 sophisticated non-accredited investors alongside an unlimited number of accredited investors. Sophistication is confirmed during the suitability conversation.
The fund collects monthly interest from borrowers. Investors receive quarterly cash distributions or can elect to compound by reinvesting back into the fund. Annual Schedule K-1 is issued by approximately March 15.
Yes. A meaningful share of fund capital arrives via self-directed IRAs and single-member LLCs — whichever entity executes the Subscription Agreement becomes the Limited Member of record. Because the fund operates without fund-level leverage, interest income is generally not expected to constitute UBTI. Confirm UBTI treatment with your own tax advisor.
The intake form takes about three minutes. You will hear back within one business day with a brief suitability call and a current opportunity packet.